Legacy Visa card is also known as a "Credit Rebuilding Visa Card". This card helps in repairing ones credit score to a great extent. The main advantage of the card is credit repair. By offering an "open line of credit" to the debtors, the card aims at repairing the credit score of individuals. However, the amount offered for credit repair by Legacy may not be very high (between USD$250 and USD$500). The membership fees are usually waived off for making purchases with the Legacy visa card. This is applicable every time the card holder uses his card for buying. Services offered by this credit card company include travel insurance for the members. The company also offers the facility of purchase protection. Please try to contact Legacy Visa Customer Service directly prior to posting any complaints on this site.