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I contacted them, tried to make a half payment on July 27th, and said the rest would be received August 11th, the operator said I could not do that but I could make full payment on August 11th and it would put the account back to Good standing.Then August 2 turned me...
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1.0
#1085272
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I went through a bankruptcy and Legacy was the only company that would give me credit. The amount was minuscule ($300) - BUT I got regular increases every 6 months like clock-work. I have now been a card holder for 4 years, and keep using this card a lot (I never carry...
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5.0
#1046968
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I opened a Legacy Visa around 2013. I was just 5 years out of a Bankruptcy and ready to rebuild my credit with a new card. Legacy charged me a $75 annual fee and around 25%+ interest. I was ok with that as sub-prime rates were appropriate in the rebuilding stage. Since...
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1.4
I liked
  • Low credit score able to get credit
  • Text messages
  • Website
I didn't like
  • Eft restrictions
  • No credit line increases
  • Lack of concern
#1044477
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Never Heard of Legacy Visa

Legacy Visa
#1082668
1.0
A "company" called Premium Finance Solutions called (1-855-725-6781) & claims a company called Legacy Visa issued me a card & I owr a balance on over $900 & they are going to file suit. I have never had a legacy visa so all of their warnings are BS.
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Legacy Visa - Dead end card

Legacy Visa
#1078708
1.6
This company will not give you a credit limit increase. 100% payment history , 10% utilization All of my other card companies give me increases periodically. My credit limit with this card is laughable compared to my other cards!! Legacy only wants customers for their annual fee. Customer service isnt friendly either. OKAY for people starting out. But not for me! closed my Legacy account
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Legacy Visa - Trouble

Legacy Visa
#1069554
My name is jasmine Feliciano and i was trying to apply for a card and its telling me i have an application in progress i never applied for one of these cards today july3 2017 is the first time i tried to apply
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Short Review on January 18, 2017

Legacy Visa
#992996
1.0
My identity was stolen I sent in a police report and sent in paperwork and they still threatening abd harassing me about the account I never had
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Opened credit card and made first payment, bank statement shows the deduction and payee as Legacy Visa Payment but LEGACY does not show payment on account. Provided proof of payment from bank but LEGACY customer service supervisor told me I need document from my bank...
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Anonymous
eric

I am legacy visa customer, Things are simply for this and any other credit company, pay on time, if possible, pay no more than 2 days before due date, do things on the right w...

1.7
#1021167
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Called Legacy to inquire about my card and the agent was rude *** ***. I received a credit increase denial letter that was a total lie. All they should have said was they don't give increases instead of sending me a lie. They said my debt to ratio was too high for an...
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Anonymous
Anonymous

Do how many day do I have to activate my card after I receive it

1.0
#1006098
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I applied and received a Legacy Visa a few months back trying to rebuild my credit. Paid the $75 annual fee upon arrival of the card. Made payments each month between $50 & $ 75 and always posts to my account as available credit the next day. This month I paid it off...
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Anonymous
Anonymous

Thanks for posting. I paid off the 255 balance and it's still showing 45 avail credit, I was panicking! Good to know they hold large payments. Ridiculous practice but at least...

#1005637
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This is a ripoff. I dont remember having this cause of a major stroke. I know mylimit was low. They got a collection to come after and they threated me on phone and then a had another stroke. Paying it off but i will.stop payments cause im not going to pay 5 times the...
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Anonymous
Mimi

Honey don't stress. They can't do anything other than put it on your report. I had this happen after a divorce years ago and got behind. Eventually, possibly next year they wi...

1.0
I didn't like
  • Threats to pay what i do not owe
#1004094
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It was nice to receive this card in order to rebuild my credit & overall an easy experience. The only thing that infuriates me is that EACH time you log in to make a payment you have to provide the 3 numbers on the back of card & expiration date. I call the 1-800...
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2.4
#991014
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Welcome to the club of *** off my husband card was cancel first lie I was told need my husband permission to ask questions but they still have yet to give me a reasonable answer to my question since they were the ones who cancel the card why they won't give us access...
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1.0
#971608
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Are you ready to give my husband his 394.00 he had to pay out of pocket cause my insurance denied my claim and im not on his health insurance im sure you got all the certified letters and the calls and because of the stress i ended up in the ER suffering with chest...
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offconsumerpissed
off***sumer***ed

Sounds like the stereotypical fat welfare wife.

#971489
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