Product: Legacy Visa Credit Card Clear all filters (12 of 12 reviews match)
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Not everyone is goong to have glowing experiences with a credit card issuer for any number of reasons. My experience with them is good, I’m happy to say. I’ve been rebuilding my credit due to irresponsible actions in my younger years, and this card is helping me with...
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Anonymous
Brian

AS a loan officer with 37 years experience that is licensed & bonded , many credit card companies offer credit cards to people who are wanting to rebuild credit. Legacy is not...

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Legacy Visa Credit Card
#1238767
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Despite negative reviews my experience with them has been good they helped me rebuild my credit i havent had any problems with them they increased my credit line after a year. My advice is if u dont wanna pay high intetest then pay your bill in full if u dont wanna pay...
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3.9
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Legacy Visa Credit Card
#1232384
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Legacy Visa - Cancel payment for3/26/18

Gave them the pk but acvount has a negative balance already.
1.0
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Legacy Visa Credit Card
#1219052
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No surprise, if your applying for a Legacy Visa, its more out of necessity and not out of choice, and truthfully I have no problems with paying a higher interest rate or even jumping through a few more hoops, (it wasn’t Legacy that caused my credit score to not be...
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Legacy Visa Credit Card
#1175977
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My elderly mother that's on a fixed income got a card from these people.She was paying non it regularly but things has gotten a little tight for her. She called them and asked them to cut the card off and she will make monthly payments. Well she has been doing that and...
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Legacy Visa Credit Card
#1166248
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I have had the privilege of having an Legacy Visa and the company has been nothing but nice to me even waving some of my late fees. They did not have to do that and I have read so many bad complaints but actually it is a good card to start your credit fresh and you...
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4.4
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Legacy Visa Credit Card
I liked
  • Pretty good company so far
#1096849
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Legacy Visa - Dead end card

This company will not give you a credit limit increase. 100% payment history , 10% utilization All of my other card companies give me increases periodically. My credit limit with this card is laughable compared to my other cards!! Legacy only wants customers for their annual fee. Customer service isnt friendly either. OKAY for people starting out. But not for me! closed my Legacy account
1.6
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Legacy Visa Credit Card
#1078708
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I went through a bankruptcy and Legacy was the only company that would give me credit.The amount was minuscule ($300) - BUT I got regular increases every 6 months like clock-work. I have now been a card holder for 4 years, and keep using this card a lot (I never carry...
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5.0
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Legacy Visa Credit Card
#1046968
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I opened a Legacy Visa around 2013. I was just 5 years out of a Bankruptcy and ready to rebuild my credit with a new card. Legacy charged me a $75 annual fee and around 25%+ interest. I was ok with that as sub-prime rates were appropriate in the rebuilding stage. Since...
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Anonymous
Brian

Very hard to work with, I have a LEGACY VISA and recently did a balance transfer from the Legacy to an American Express account. Legacy still hold the funds for 10 days even t...

Anonymous
Anonymous

First of all it's an ach payment, not eft. Second the company assumes risk without doing payment holds. So yes a funds hold is necessary for a smaller company dealing with lar...

1.2
Product
Legacy Visa Credit Card
I liked
  • Low credit score able to get credit
  • Website
  • Text messages
I didn't like
  • Interest rate
  • Lack of concern
  • Eft restrictions
#1044477
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Legacy Visa Credit Card Review

I have had my card for just over a year now. I love it. Pay my bill over amount due EVERY month, on time. Never have had any issues. My husband died in May, and I used it for travel and hotel stay. It was very good to have.
5.0
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Legacy Visa Credit Card
#955309
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